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The University offers a wide variety of benefits that allows people to design a benefits package tailored to their needs. The 2025 Benefits Guide (PDF) offers a summary of the University's current benefit options and associated premiums. The additional resources offered here will help you get the most of your benefits. There is more information available on these and other benefit options at www.une.edu/hr/benefits. Once enrolled in benefits, we recommend that you regularly review your contact information (mailing address, email, and phone number) with elected insurance carriers to make sure it is up-to-date.

Summary Plan Descriptions and the WRAP document can be found at www.une.edu/hr/benefits. The various insurance plans are listed, and the Summary Plan Descriptions are within each link. If you want to have a printed copy email Human Resources and we would be happy to provide one at no cost.

Health Insurance Resources

• Cigna Welcome Guide (PDF)
• Contact Cigna One Guide Enrollment Support Line (PDF) to speak to a Cigna representative and get your questions answered. They can help compare the three medical plans, confirm if your doctor is in-network, and more.
• gives you personalized guidance to help find the medical plan that’s the best fit for you. You can use it from just about anywhere. All you have to do is answer a few quick questions about your needs and preferences. Then, you’ll see available plans ranked by what matters most to you and you can compare your options side-by-side. It is recommended that you complete this helpful Cigna’s Easy Choice worksheet (PDF) before accessing the Easy Choice tool. To use this feature, visit  and use the applicable 2025 Employee Access Code (PDF).
• Finding a Provider (PDF): Look for providers listed in the Open Access Plus, OA Plus, or ChoiceFund OA Plus network.
•  Review Cigna's Healthy Rewards program for an opportunity to earn a $50 gift card after completing your annual physical.
• Health insurance marketplace coverage options and your health coverage (PDF) 

Vision Resources

• Search for in-network providers using . 
• Summary of Vision Benefits (PDF)

Dental Insurance Resources

• Information on Delta Dental's online benefit lookup (PDF)
• Delta Dental mobile app instructions (PDF)
• Additional vision discount program through Delta Dental (PDF)

Retirement Resources

• Employees can elect to contribute to any combination of the pre-tax and post-tax savings options up to the IRS annual contribution limits. There is no waiting period to begin contributing. Eligible employees can enroll and increase or decrease their contribution percentage in ����ֱ��’s 403(b) at any time.
• To enroll go to  and click on the “Register as a new user” link at the bottom of the page. The system will guide you through the enrollment process. If you need help enrolling, please see How to set up your retirement account (PDF) or contact the Fidelity Retirement Benefits Line at 1 (800) 343-0860.
• Effective January 2024, ����ֱ�� will be providing the employer match for both pre-tax and Roth (post-tax) employee contributions, up to a combined match limit of 8%, to the Fidelity 403(b) retirement plan. This change will provide you with more options for your retirement planning. 
• Pre-tax Contributions: ����ֱ�� will match a participant's pre-tax contributions on a dollar-for-dollar basis, up to a combined match limit with the post-tax Roth contribution of 8%. To be eligible for ����ֱ��’s match, an employee must have 12 months of service in Higher Education prior to joining ����ֱ�� or must work for ����ֱ�� for 12 months. You can stop/start/change your 403b at any time.
• Post-tax Contributions (Roth): ����ֱ�� will match a participant’s post-tax (Roth) contributions on a dollar-for-dollar basis, up to a combined match limit with the pre-tax contribution of 8%. Roth contributions can be a powerful way to save for retirement, as the employee deferral is typically non-taxable at the time of qualified withdrawal. To be eligible for ����ֱ��’s match, an employee must have 12 months of service in Higher Education prior to joining ����ֱ�� or must work for ����ֱ�� for 12 months. View more information about the Roth 403(b) option (PDF)
• Net Benefits brochure (PDF)
• Fidelity Financial Wellness Flyer (PDF)
• If you would like to speak with a Fidelity representative directly they can be reached at 1 (800) 343-0860.

Miscellaneous Benefits and Resources

Short Term Disability Insurance

• Important Things to Consider When Electing Short Term Disability Insurance (PDF)

Employee Assistance

• The Standard EAP Overview (PDF)

Health Advocate

• Health Advocate Overview (PDF)

Additional Insurance Options

• Norton Lifelock Cyber Security Protection and Nationwide Pet Insurance Combination Flyer (PDF)

COBRA PROTECTION

• COBRA Initial Notice (General Notice) (PDF)